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Kritika Agarwal, FIA

Consulting Actuary


Kritika is a Consulting Actuary at Valani Global. She specializes in model conversion, validation, and enhancement using Moody’s AXIS actuarial software.

Prior to joining Valani Global, Kritika worked at other consulting firms where she gained experience in model conversion and audit. She has been the lead modeller on several large AXIS transformation projects for international clients, helping clients convert their life and health business into AXIS.

Kritika is a Fellow of the Institute and Faculty of Actuaries, UK


Building an efficient model is a lot of work that requires knowledge and creativity, but the end result is extremely rewarding for me. 

How did you begin your journey into actuarial science?
When I was in the final year of university, I was unsure about the career I should pursue. I wanted to do something that would allow me to study further along with my job and I always enjoyed math and science. I was introduced to actuarial science by a friend and thought to give it a shot at one of the exams and see how it goes. I enjoyed studying for that paper and when I passed it fairly easily, I knew that actuarial science was a career I wanted to explore further. As I progressed with other exams, I thoroughly enjoyed applying what I learned to my day job. It was clear that the actuarial profession would offer me the opportunity to constantly learn new things.

What led you to Actuarial modeling?
At my first actuarial job, I was introduced to modeling-related tasks. I have since built models using spreadsheets and actuarial software. I thrive on solving complex problems and findings solutions which are efficient.

What’s your background in AXIS?
I’ve been using AXIS for the past 5 years in model building, validation, transformation, and audit. As the lead modeler on several AXIS transformation projects, I have worked across various modules, helping companies across North America and Europe to convert their business into AXIS.

Why did you join Valani Global?
I had pleasant experiences working with many of the Valani Global consultants in the past. I knew that Valani Global had an impeccable reputation for having a strong team of highly skilled professionals and I wanted to be a part of the team and contribute to its success. 

Why should clients hire Valani Global?
At Valani Global, we are a team of experts with a strong commitment to problem-solving. The quality of our output meets the highest standards for our clients and we go above and beyond to meet expectations.

What skillsets do you bring to the Valani team?
I have diverse experience working on AXIS across various markets. I am able to appreciate the holistic picture as well as break down problem statements into actionable items. I am results-oriented and have a strong sense of accountability when working on projects.

How are you involved in the actuarial community?
I am a member of the Institute and Faculty of Actuaries, UK. I have graded exams of actuarial students in the past. I enjoy mentoring students and helping them succeed in their exams. 🟦