PROPERTY & CASUALTY
LIFE. HEALTH. PROPERTY & CASUALTY. DATA AND INSIGHTS.
Property & Casualty Leaders
Nazir Valani
Chairman of Valani Global, JSCP, MSA Research, and TNO
Sophia Valani
CEO of P&C Practice
Raul Martin
Vice President & Consulting Actuary
Property & Casualty Services
We provide our clients with actionable, cost-effective, and up-to-date insights in the property and casualty consulting industry.
Appointed Actuary
- Statements of Actuarial Option of Policy Liabilities
- Forecast Future Financial Statements
- Financial Condition Testing (FCT)
- Internal MCT or BAAT Target
- Standardized Stress Testing (SST)
Funding & Risk Retention
- Self-insurance and self-retention analysis for associations, captive insurers and manufacturers
- Premium requirement for reciprocals, self-insurers and captives
- Net retention or risk transfer analysis
- Risk and reward analysis
- Rate stabilization reserve
Mergers & Acquisitions, Amalgamations
- Value assessment of an active company or a block of business
- Due diligence
- Matching partners
- Policy liability assessment
- Report to insurance regulator
Expert Witness
- Court Appearance in Litigation Cases
- Participation in Arbitration and Public Hearings
Audit Support
Provide actuarial support during financial and regulatory audits, including explanation of methodologies, data validation, and responses to audit questions.
Financial Planning
- New company formation
- Insurance company license application
- Business plan and financial projections
- Capital requirement
Own Risk And Solvency Assessment
- Developing an internal documented process
- Integrating ORSA into an ERM framework
- Independent assessment of a client’s current ORSA
- Evaluating long-term capital efficiency
Investment Strategy
- Optimal asset allocation
- Asset liability management within enterprise’s risk appetite
External Peer Review
Independent review of actuarial models, assumptions, reserves, and methodologies to provide objective assurance on technical soundness and regulatory compliance.
Demutualization
- Assessment of surplus
- Distribution of surplus
- Report to policyholders
Enterprise Risk Management
- Economic capital modelling
- Development of risk appetite, risk capacity and risk profile
- Reinsurance analysis and alternate risk transfer strategy
- Integrated risk analysis
- Optimization of capital allocation
- Preparation and maintenance of a risk registry
Product Pricing
- Rate adequacy study
- Rating factor and algorithm
- Target return on equity (economic capital)
- Fair related party pricing
Liability Analysis
- Claim reserve analysis
- Warranty cash flow projection
- Claim reserve variability
Independent Actuary
Qualified to serve as an Independent Actuary under OSFI Guideline E-14, providing independent oversight and compliance for P&C insurers