Terms of Use

Please read these terms of use carefully. By accessing this site and any pages hereof, you agree to be bound by these terms of use. The content contained on this site, including these terms of use, is subject to change without notice.

The https://valaniglobal.com website and all of its content (collectively, the “website” or “site”) is provided by Valani Global Inc (“Valani Global,” “we,” “us” or “our”) and is subject to the terms set forth herein. If you (“client,” “you,” and “your“) visit our site, you agree to be bound by these Terms of Use. Do not continue to use the website if you do not agree to all the terms stated on this page.

All terms refer to the offer, acceptance, and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of the provision of Valani Global’s stated services, in accordance with and subject to, prevailing law of Canada. Any use of the above terminology or other words in the singular, plural, capitalization, and/or he/she or they are taken as interchangeable and, therefore, as referring to the same.

Privacy
Valani Global Inc does not sell, give, or trade its customer list, prospect list, or mailing lists to any person or company other than Valani Global’s subsidiaries. For additional details, please refer to our Privacy Policy

Changes or Discontinuance
Valani Global reserves the right to make changes at any time to these Terms of Use. Any modifications to these Terms of Use will be effective upon posting. It is your responsibility to check for any changes to the terms of use periodically. Your continued use of the site following the posting of any revised Terms of Use will constitute acceptance of the modified Terms of Use.

Valani Global Inc reserves the right to modify or discontinue the website or any of its content at any time and for any reason without notice to you. We shall not be held liable for any consequence resulting from our decision to modify or discontinue the website or any content thereof.

Services
Valani Global Inc is a company that provides specialized actuarial consulting services, including but not limited to risk management and regulatory compliance.

Our affiliates may include companies that provide public accounting services or insolvency trustee services. These companies are separate and distinct legal entities that cannot obligate each other. Each firm is solely responsible for its acts and omissions and not for those of any other party.

Our website may provide information about services provided by our affiliates, but such information is provided for informational purposes only and is not an endorsement or recommendation of those services. Valani Global Inc is not responsible for the acts or omissions of our affiliates, including any errors or omissions in the provision of their services.

We may also collaborate with companies other than our subsidiaries to provide services to our clients, but such collaboration does not create a joint venture or partnership between Valani Global Inc and those companies.

Copyrights and Trademarks
All content, including but not limited to text, graphics, images, and software, contained on this site is the proprietary information and exclusive property of Valani Global Inc or its licensors and is protected by U.S. and international copyright laws. All rights not expressly granted are reserved.

Valani Global Inc also holds the exclusive rights to the use of Valani Global Inc name, logo, and any other marks or trademarks associated with the company.

All other products and company names mentioned on the Valani Global Inc website belong to their respective owners.

Authorized Use
Valani Global Inc grants you a non-exclusive, non-transferable license to access and use the website solely for your personal, non-commercial use, subject to the Terms of Use set forth herein. By accessing or using this website, you agree to comply with these Terms of Use.

You agree not to interfere with others’ use of or access to the site, and you will not attempt to gain unauthorized access to the computer system of any other user or otherwise use or access the site in any manner that threatens the security or functionality of the site. You further agree not to take any action in connection with your use of the site which (i) violates any applicable laws or regulations, or (ii) infringes, violates, or otherwise misappropriates the intellectual property or other rights of any third party (including any moral right or privacy right).

You agree not to use any robot, spider or other automatic device, manual process or application, or data mining or extraction tool to access, monitor, copy or use the site or its contents. You will not use the site or its contents (including any contact information listed on the site) to send unsolicited or unauthorized advertising, promotional materials, “junk mail,” “spam” (including any unauthorized commercial electronic messages), “chain letters,” or any form of solicitation to any person. You also agree not to take any other action that imposes an unreasonable or disproportionately large load on the site.

Except as expressly provided herein, you may not use, download, upload, reproduce, copy, duplicate, print, display, perform, republish, sell, license, post, broadcast, perform, transmit, disseminate, redeliver using “framing technology,” otherwise distribute, or commercially exploit in any way, the site or any portion thereof or any information or content on the site, without the prior written permission of Valani Global Inc.

You agree that you will not authorize or assist any third party to do any of the things described in this section. 

All content on this site is the proprietary information and exclusive property of Valani Global Inc or its licensors and is protected by applicable copyright laws. All rights not expressly granted are reserved. Valani Global Inc is the exclusive owner of its trademarks and service marks, including the Valani Global Inc name, logo, and any associated design or slogan. Any use of these marks without prior written permission from Valani Global Inc is strictly prohibited.

Hyperlinking To Our Content
We grant you limited and revocable authorization to create a hyperlink to Valani Global Inc’s home page, subject to the following conditions. 

Firstly, the hyperlink or your linking website should not depict Valani Global Inc or any of its products or services in a false, misleading, derogatory, or otherwise offensive manner. 

Secondly, your linking website must abide by all applicable laws and must not violate the rights of others.

Thirdly, your linking website should have a privacy policy that is at least as protective of user data as the Privacy Policy of our website.

We reserve the right to revoke this permission with or without cause, and we may demand the removal of any hyperlink to our website. If you fail to meet the conditions mentioned above, you must immediately remove the hyperlink to our website at our request. You are not allowed to use any of our logos or other proprietary graphics or marks as part of the hyperlink or linking website without our express written consent.

By allowing you to hyperlink to our website, we are not granting you any rights in any of our logos or other proprietary graphics or marks beyond the authorization to display the link to identify our website.

The following organizations may link to our Website without prior written approval:

  • Government agencies;
  • Search engines;
  • News organizations;
  • Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
  • System-wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups, which may not hyperlink to our Website.

We welcome and encourage link requests from the types of organizations listed above, provided that the link request meets the following conditions:

  • The organization must not have a negative reputation with us or the public.
  • The link must be relevant to the content on our website and add value to our users.
  • The link must not use our trademarks or logos without our prior written permission.
  • The link must not be used in a way that suggests we endorse the linking organization or its products/services.
  • The link must not be used in a way that could confuse or mislead users.

Notwithstanding the foregoing, members of the press may cite a copy of each graph, slide, or a portion of text less than two paragraphs long contained on this site, provided that all portions of the text are identified as “Source: Valani Global” and the Valani Global copyright notice set out below is affixed to all graphics.

The Valani Global Copyright Notice: “Copyright © 2023, Valani Global”

We reserve the right to deny or revoke any link request at any time for any reason. If you would like to request a link to our website, please contact us.

As per the Terms of Use, approved organizations may link to Valani Global’s website using the corporate name, the URL, or any other description of the website that makes sense within the context and format of the linking party’s site. 

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of Valani Global; and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

If you are one of the organizations listed above and are interested in linking to our website, you must inform us by sending an e-mail to Valani Global. Please include your name, your organization name, and contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

  • By use of our corporate name; or
  •  By use of the uniform resource locator being linked to; or
  •  By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.

No use of Valani Global’s logo or other artwork will be allowed for linking absent a trademark license agreement.

Reservation of Rights
We reserve the right to request that you remove all links or any particular link to our Website. You approve of immediately removing all links to our Website upon request. We also reserve the right to amend these terms of use and its linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms of use.

iFrames
Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

Indemnification
You agree to indemnify and hold each of the Valani Global Parties harmless from and against any and all damages, liabilities, actions, causes of action, suits, claims, demands, losses, costs and expenses of any nature whatsoever (including without limitation reasonable legal fees, disbursements and court costs) arising from or in connection with (i) your use of the Valani Global website or services, including any content contained, displayed or available therein; (ii) your violation of these Terms of Use; and/or (iii) your violation of any rights of any third party. We reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you agree to provide us with any such assistance and cooperation in asserting any available defenses as we may reasonably request.

Disclaimers
The content contained on the Valani Global website is provided for informational purposes only and should not be construed as professional advice or services. The content on this site, including text, graphics, links, or other items, is provided “as is,” and “as available.” Valani Global does not warrant the accuracy, adequacy, or completeness of the content on this site and expressly disclaims liability for errors or omissions in such content. No warranty of any kind, implied, express, or statutory, including but not limited to the warranties of non-infringement of third-party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus, is given in conjunction with the content contained on this site. Hyperlinks to other internet resources are at your own risk; the content, accuracy, opinions expressed and other links provided by these resources are not investigated, verified, monitored, or endorsed by Valani Global.

VALANI GLOBAL SHALL NOT BE LIABLE FOR ANY DAMAGES, LOSSES, OR EXPENSES, WHETHER DIRECT, INDIRECT, SPECIAL, PUNITIVE, EXEMPLARY, INCIDENTAL, OR CONSEQUENTIAL, BASED ON ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH:

  1. THE USE OF THE CONTENT ON THIS SITE OR ANY CONTENT ON A LINKED WEBSITE;
  2. THE INABILITY TO USE ANY SUCH CONTENT; OR
  3. ANY FAILURE OF PERFORMANCE, ERROR OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, OR LINE OR SYSTEM FAILURE,

EVEN IF THE CLAIMANT TELLS VALANI GLOBAL OR ITS REPRESENTATIVES OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES, OR EXPENSES.

Governing Law and Jurisdiction
These Terms of Use of the Valani Global website shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without giving effect to any conflict of laws principles. Any action arising out of these Terms of Use or your use of the website shall be brought exclusively in the courts of Toronto, Ontario, and you irrevocably consent to the exclusive jurisdiction of such courts.

You may not assign or transfer these Terms of Use or any of the rights or obligations herein to any third party without the prior written consent of Valani Global. Valani Global may assign these Terms of Use or any of its rights or obligations hereunder at any time without notice to you. Valani Global’s failure to enforce any provision of these Terms of Use shall not be construed as a waiver of its right to enforce such provision or any other provision hereunder.

In the event that any provision of these Terms of Use is deemed to be unlawful, void, or unenforceable, that provision shall be deemed severable and shall not affect the validity or enforceability of any remaining provisions.

These Terms of Use, together with any additional terms to which you agree when using particular elements of the site, constitute the entire agreement between you and Valani Global with respect to the use of the site and supersede any prior or contemporaneous communications and proposals (whether oral, written, or electronic) between you and Valani Global with respect to the site.

Contact Information
Valani Global

130 King St W

Toronto, ON M5X 1E3, Canada

contact@valaniglobal.com

Last Updated: 12 June 2023